STR income planner: gross income vs housing cost
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STR income vs housing cost (planning)
Estimate whether monthly STR revenue relates sensibly to your monthly housing payment. Not a loan quote or approval.
Planning tool only. This calculator shows an illustrative ratio (estimated monthly STR income ÷ estimated monthly housing cost). It is not a loan quote, pre-approval, or lending decision. Lenders qualify borrowers using documented income and debt-to-income rules; rental and STR income may be limited or excluded depending on program and documentation.
The ratio above uses your gross STR income as entered. Turn on conservative haircut if you want a simple stress check (illustration only).
Enter income and PITI to see your planning ratio.
What this means
Enter your estimated monthly STR income and monthly housing cost to see an illustrative planning ratio.
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